نوع مقاله : مقاله علمی پژوهشی
نویسندگان
1 تسهیلگر طرحهای اشتغالزایی اجتماعمحور
2 مجری طرح های اشتغالزایی بنیاد برکت
کلیدواژهها
موضوعات
عنوان مقاله English
نویسندگان English
Background and Aim: In the last few decades, one of the policies that has been taken into consideration by the statesmen as a tool for empowering the villagers is microcredits. These credits, if properly invested, can guarantee sustainable rural development. In recent years, Barkat Foundation has started its activity towards the removal of deprivation and economic-social empowerment of deprived areas of the country by granting micro credit. Therefore, this research was conducted in order to model the effects of Barkat Foundation's microcredits on the social-economic development of the rural areas of Khuzestan province.
Methods: This research is theoretical-applicative in nature and its study method is descriptive-analytical. The method of collecting information is survey-library. The statistical population of the research includes people living in the villages of Izeh, Masjid Suleiman, Lali, Endika and Dezpart cities who have used the microcredits of the Barkat Foundation, and according to their number, the sample size was estimated to be 340 people. Paired t-test, stepwise regression and simple t-test were used to analyze the data. The research results showed that there is a significant difference between before and after receiving the facility.
Findings and Conclusion: The results of multivariable regression also showed that Barkat Foundation's actions created 86% positive changes in rural areas. The index of managerial ability with beta value of 0.430, economic welfare with 0.316 and business development with beta of 0.276 have received the most influence from microcredits. Finally, the results of the simple t-test show that microcredits have had the greatest impact on agricultural and animal husbandry occupations, technical occupations, and farming, respectively.
کلیدواژهها English
